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Including Employment Practices Liability and company coverage.

The policy we offer has a combined D&O liability and EPL product that covers all the bases for clients who own and manage privately or closely-held companies.  We work with one of the nations leading providers of Directors and Officers and Employment Practices coverage.

Coverage Features:

  • Coverage for the entity and directors and officers for both D&O and EPL
  • Employees are also extended coverage for EPL claims
  • Policy language written on a duty-to-defend basis
  • Insuring agreement is written on a pay-on behalf basis
  • Broad definition of claim, including any written notice received by an insured intending to hold them responsible for a wrongful act, or any judicial or administrative proceeding
  • Coverage for D&O claims arising out of performance of their duties, as well as wrongful employment practices including, but not limited to: wrongful termination; discrimination; sexual harassment; and retaliation
  • Policy is non-cancelable, except for non-payment of premium
  • No coinsurance provisions
  • Full prior acts coverage
  • Comprehensive loss prevention handbook available to all insureds at no additional cost

Limits:

  • Available limits: $500,000 up to $5,000,000.

Eligibility:

  • The policy is specifically designed for small for-profit corporations that have 150 or fewer employees on new business, and up to 250 employees on renewals.

 

Please print out an application for new business or renewal policies.

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